“This forces them to drive a lot more on average than typical drivers in Ontario, and that pushes up their rates.” “And there’s really dreadful public transit (in Brampton) it’s not an option. “Their jobs are likely to be a long distance from where they live,” Lazar said. In fact, 76 per cent of the city’s residents drive to work, according to the 2016 census. One reason is that people in Brampton simply drive more, said Fred Lazar, an associate professor of economics at York University. But why are the costs so much higher in Brampton in particular? Samuels isn’t the only one paying sky-high car insurance premiums in her area - Brampton is the most expensive city for car insurance in Ontario, according to a recent report from Toronto-based insurance agency Ratesdotca.īased on sample quotes from different insurance companies, the report said Brampton’s estimated average premium in 2023 is $2,707, up nearly 40 per cent from $1,976 in 2021.ĭaniel Ivans, an expert with Ratesdotca, cited short supply, increased auto theft and surging inflation as some of the main reasons auto-insurance rates have seen province-wide increases. But I have to drive because I can’t take the bus, and I have things to do.” I don’t get a lot per month for my pension,” Samuels said. The 74-year-old pays almost $600 a month in auto insurance, a price she feels is significantly higher than other parts of the GTA. Rema Samuels has been driving in Ontario for 50 years, 23 of them in Brampton.
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